Terms and Conditions

Terms & Conditions of Use

Welcome to the Jardine Lloyd Thompson Australia (JLT) website (the Website), owned and operated by insurance broker Jardine Lloyd Thompson Pty Ltd ABN 69 009 098 864 (JLT).

By using or visiting this Website, you expressly agree to be bound by and comply with these Terms & Conditions and all applicable laws and regulations. In addition to these Terms & Conditions, other terms of use or conditions may apply to your use of this Website, parts thereof, or to products and services offered via this Website. You will be bound by these additional terms, as applicable. JLT reserves the right to change these Terms & Conditions at any time, effective immediately upon posting on this Website. Please check this page of the Website periodically. Your continued use of the Website following any changes to these Terms & Conditions will be deemed acceptance of those changes. JLT reserves the right to take appropriate legal action against you, if you breach these Terms & Conditions.

 "This website" means all web pages located on the domain name

"You" or "Your" means the Member Organisation and or individual users.

Obligation of Member Organisations

User access will be provided to your employees on request by Member's LGMS contact.  You are responsible for informing JLT that a user has terminated their employment with your organisation or no longer requires access. JLT is not responsible for the continued access to the Website by an unauthorised user if you have failed to inform us of their change in status.

License to Use

The license to install use the Website is restricted to current employees of LGMS Members.  Your license to access the Website ceases immediately upon your termination of employment with the nominating Member or any other change in your employment which removes the requirement to access the Website on behalf of the nominating Member. 

Use of Materials

JLT authorises you to print, copy, re-produce and download materials on the Site, subject to the material not being modified in any manner. Where you download material (including software) from this website, the material, including any files, and/or images incorporated in or generated by the software, and data accompanying the software will be licensed to you by JLT. You are expressly prohibited from selling, distributing, compiling, modifying, reverse engineering or otherwise dealing with the downloaded material in such a manner.

Printing, copying, downloading, reproduction or distribution of material from the website for commercial use of any kind is expressly prohibited without JLT's prior written consent.

You may not disclose any Confidential information obtained from this website to any person, except as required by law.  If you consider that the disclosure of Confidential information is required you must immediately notify JLT and assist and cooperate with JLT if JLT seeks to limit or resist the requirement for the Confidential Information to be disclosed.  Confidential Information" means any information or data designated, marked or determined as such by JLT or Member organization and which is not in the public domain.  Where there is doubt as to whether the information is in the public domain, it is to be treated as confidential.

Information on the Website

This Website has been prepared from information believed to be accurate and reliable at the time it was sourced. JLT will use reasonable efforts to update the website on a regular basis, however JLT makes no representation and gives no warranty as to the accuracy, currency or completeness of any information at the website, this includes policy or claims information accessed via Qlikview. Claims and/ or policy data accessed via Qlikview is updated for General Claims on a nightly basis and a monthly basis for Workers Compensation. You agree that your use of the information and/or services are entirely at your own risk

Qlikview is a business intelligence tool, which allows the user to access relevant claim information and enable the user to obtain information and make decisions quickly. Qlikview is designed to be tailored at several levels, to enable the electronic distribution of claims information to clients with limited computer experience. While JLT have used our reasonable efforts to ensure the accuracy of the data used in this website, data should be read as indicative rather than exact. Qlikview data is prepared from data supplied by Members which is known to contain some errors. The recipient/user of Qlikview data is advised to consider this fact and exercise caution in any subsequent use of the material

Links to Third Party Websites

This Website may provide access to other websites on the internet via links or hyperlinks ("Linked Sites"). JLT is not responsible for the accuracy, legality, and decency of material or copyright compliance of these Linked Sites. JLT does not sponsor, endorse, or approve the operators of Linked Sites, or the material which may be found at the Linked Sites.

Information collected in your interaction with us through Website

The information that we collect from you when you interact with us through the Website depends on the tasks you undertake.


JLT collects, uses and discloses your personal information in accordance with its Privacy Policy and Collection Statement and as stated in these Terms and Conditions.

Browsing the Website

This website uses Google Analytics to assist in analysing website traffic and web page usage and collects information such as referring URLs, exit URLs, OS versions, browser versions, browser language, site navigation, IP addresses, cookies, and other user usage information. The information is compiled into statistical reports and is used when structuring and optimizing the website in order to better suit user needs.

How we use information collected online - Selling or distribution of information

We do not sell, trade, lease or rent any personally identifiable information we obtain using this website.


Every effort has been made to ensure that information on this Website is free from error, however JLT does not warrant the accuracy, adequacy or completeness of material on this Website. All information is subject to change without notice. JLT does not guarantee that this Website or Linked Sites will be free from any virus, or that access to this Website or any Linked Sites will be uninterrupted. You are responsible for ensuring you have alternative contingency arrangements in place to enable you to conduct insurance or other transactions by other means should this Website be unavailable at any time and for any reason. JLT may at any time withdraw the JLT Website and without notice to you.  

Limitation of Liability

Subject to any responsibilities implied by law and which cannot be excluded, JLT, and its directors, employees, agents and contractors, are not liable to you for any loss, damage, liability, claim and expense (including but not limited to legal costs and defence or settlement costs) whatsoever, whether direct, indirect or consequential, arising out of or referable to material on this Website, to Linked Sites, Third Party material, third party services, or to access of the JLT Website by you, howsoever caused, whether in contract, tort, including negligence, statute or otherwise.


At all times you shall indemnify JLT in respect of any liability incurred by JLT for any loss or damage, however caused, suffered by JLT as a result of your breach of any of the JLT Website Terms & Conditions, or your use of the JLT Website.

General Advice

Any advice on this Website is general. Please read the relevant Product Disclosure Statement to decide whether it suits your needs. JLT is also happy to provide you with further information if required. JLT recommends that you seek independent legal advice prior to acting upon material contained on this Website or any Linked Site.


Copyright in the material on this Website is at all times owned or licensed by JLT. Except where necessary for and incidental to viewing the material on this website, or as permitted under the Copyright Act 1968 (Cth), or other relevant laws, no material on JLT Website may be reproduced, stored in an electronic or other retrieval system, adapted, uploaded to a third party location, framed, performed in public or transmitted in any form whatsoever by any method whatsoever without the prior written consent of JLT.


Your access to this Website may be terminated by JLT at any time without any prior notice to you. Restrictions, licences granted to you, disclaimers and limitations of liability shall survive any such termination.  Without limiting JLTs rights under this clause, your access will be terminated on notification from your nominating Member that their authority to access the website has been withdrawn.


This agreement is construed according to and is governed by the laws of Queensland, Australia. ​